Short Term & Unemployed Health Insurance

Short Term Health Insurance plans are specific to individuals that may be experiencing gaps in their health coverage due to unforeseen financial circumstances typically caused by the loss of an individual’s job or when someone is in-between jobs. These policies closely resemble individual health insurance, but come with a fixed time frame for coverage. Since there is a fixed coverage period, there is minimal need for the medical underwriting involved resulting in a simplified application process with fewer barriers for coverage. Short-Term Health Insurance is meant to a “protection” against major medical expenditures, as opposed to ongoing health needs.
People without jobs are often at a significant disadvantage when it comes to finding an affordable health insurance plan. Foregoing on health coverage altogether has the potential to significantly strain personal finances should a major medical event occur. The good news is that there are federal programs and numerous private carriers with experience assisting unemployed workers and their families with finding health insurance on a temporary basis. Many of these programs require you to apply shortly after an individual leaves their job, so click to get health insurance quotes to promptly find a Short Term or Unemployed medical insurance policy that will work for you.